PARTLY

As of 13 August 2026, AI can only partly calculate your Self Assessment tax bill.

This still needs a person who signs their name to it.

Can you do it?

5 minutesto a draft.

1 hourto something you’d act on.

Cost, all in£0

Skill neededchat-fluent

Who has to check ita professional

What the alternative costsA purpose-built alternative, DocuClipper, converts bank and card statements into clean spreadsheets automatically; no price is provided here.

If this goes wrong, you may submit an incorrect return or pay the wrong amount, leaving you responsible for correcting it and dealing with any interest or penalties.

What to actually do

  1. Hand it to a person

    The route this page recommends

    Someone with a licence or accountable authority has to sign this before it counts.

  2. Use a tool built for this

    Second choice
  3. Do it yourself

    The distant third

    A chat interface, chat-fluent skill, and roughly 1 hour until you can act on the result.

    How to actually do it

    1. Open your HMRC records and gather the tax year, tax reference details, employment P60 or P45 figures, payslips, pension information and records of tax already deducted.
    2. Gather your self-employed accounts, invoices, expense records, property income, dividend statements, savings interest, benefits, pension contributions, student loan details and any capital gains information that may belong in the return.
    3. Open GOV.UK guidance for Self Assessment and save the relevant pages for the tax year, including income tax, National Insurance, allowable expenses, payments on account and any relevant allowances.
    4. Remove account numbers and other unnecessary private information, then paste the remaining figures and the copyable prompt into a chatbot.
    5. Ask the chatbot to produce the provisional calculation, list missing information, show each step and separate the amount due from any payments on account.
    6. Compare every input and rule in the response with your records and the current GOV.UK pages, and recalculate the arithmetic independently.
    7. Send the figures, assumptions and unresolved questions to a qualified tax adviser or accountant before using the result in your Self Assessment return.

    Prompt

    Calculate a provisional UK Self Assessment tax bill for the tax year [TAX YEAR] using only the information I provide below and the current rules published on GOV.UK. Do not invent, estimate or fill in missing figures. First list every figure you used and every figure that is missing. Separate employment income, self-employed income and allowable expenses, dividends, savings income, pension contributions, benefits, property income, capital gains, student loan details, tax already deducted, payments on account and any other relevant items. State which assumptions or tax treatments need confirmation. Show the calculation step by step, including bands, rates, allowances and deductions, and give a separate result for income tax, National Insurance if relevant, capital gains tax if relevant, payments on account and the remaining amount due. If the information is insufficient, give a range or separate scenarios rather than one confident total. Link to the relevant GOV.UK pages for each rule you rely on, identify rules that may have changed, and finish with a checklist of questions for a UK tax adviser or accountant. This is not professional advice. Here are my records and figures: [PASTE YOUR INFORMATION HERE].

    Open it prefilled in ChatGPT or Claude, or copy it into Gemini, which takes no prefill link.

What it gets wrong

What caps this at PARTLY: legal accountability, regulated advice and judgement under ambiguity.

How we scored this

Five axes, each scored nought to two by hand: ten means AI carries the task cleanly, and the thresholds that turn a total into YES, PARTLY or NO are published in the methodology. Each axis name links to its definition.

AxisScore (0–2)
Output2
Inputs1
Verification1
Liability0
Effort delta1
Total5 / 10

FAQ

Can ChatGPT calculate my Self Assessment tax bill?
It can produce a provisional calculation from the figures you provide and show the arithmetic. It may apply the wrong rule, miss an income source or use outdated rates, so check it against GOV.UK and ask a qualified tax adviser or accountant to check a serious or complicated case.
How accurate is AI for Self Assessment?
Its arithmetic can be accurate when the inputs and tax treatment are already correct. Accuracy falls when expenses, allowances, payments on account or several types of income need interpretation, and you remain responsible for the figure submitted.
What information do I need to calculate my Self Assessment tax bill?
Gather figures for employment, self-employment, property, dividends, savings, benefits, pensions, student loans, tax deducted, payments on account and any relevant capital gains. Keep the supporting records, because a chatbot cannot tell whether a missing document changes the result.
Can AI tell me how much I owe HMRC?
It can estimate the amount due from complete, correctly classified information, including tax already paid and payments on account. This is not professional advice, and a qualified tax adviser or accountant should check a serious case before you file or pay.

Nearby answers

Assessed by gpt-5.6-luna (gpt-5.6-luna) on 2026-08-13, second-checked by an independent model. Wrong somewhere? Email [email protected] and it gets re-checked.

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