As of 13 August 2026, AI can only partly choose a travel money card.

What to actually do

1. Hand it to a person

   The route this page recommends

   A person who owns the outcome does this end to end, worth it when the failure is dear.

2. Use a tool built for this

   Second choice

3. Do it yourself

   The distant third

   A chat interface, chat-fluent skill, and roughly 30 minutes until you can act on the result.

   How to actually do it

   1. Write down your destination, travel dates, expected card spending, likely cash withdrawals, need for a physical or backup card, and any existing UK cards you might use.
   2. Open the current product pages, fee schedules and key terms for the travel money cards you are considering, and copy the relevant text or links into a document.
   3. Remove account numbers, passwords, full card numbers and other private information before pasting your trip details and the copied terms into the prompt.
   4. Paste the prompt and the source material into a chatbot, then ask it to compare only the products supported by the supplied sources.
   5. Check each fee, exchange-rate rule, withdrawal limit, protection and eligibility condition against the provider's current website, recording any changed or missing term.
   6. Re-run the comparison with corrected terms and choose the card whose verified conditions fit your trip, keeping a separate payment method and emergency contact details.

   Prompt

   Help me choose a travel money card for a trip from the UK. This is not professional advice. Do not invent product features, fees, exchange rates, limits or protections, and do not assume that a term is current unless I provide a current source.
   
   Trip details:
   - Destination or destinations: [COUNTRY OR COUNTRIES]
   - Travel dates: [DATES]
   - Expected spending in local currency: [AMOUNT OR UNKNOWN]
   - Expected cash withdrawals: [NUMBER AND AMOUNT OR UNKNOWN]
   - Likely card purchases: [EXAMPLES]
   - Need for a physical card: [YES OR NO]
   - Need for a backup card: [YES OR NO]
   - Existing UK cards or bank accounts I may use: [NAMES AND RELEVANT TERMS]
   - Anything important about my circumstances, such as accessibility or account restrictions: [DETAILS OR NONE]
   
   I will paste current product pages or terms below. Use only the facts in those sources and label each important fact with its source. If a required fact is missing, say that it is unknown and tell me exactly where to check it.
   
   For each card, compare:
   1. foreign-exchange pricing and how the exchange rate is set;
   2. fees for purchases and cash withdrawals;
   3. withdrawal limits and any fair-use or weekend rules;
   4. delivery, replacement and emergency support;
   5. safeguards for fraud, loss and disputed transactions;
   6. whether the card needs a linked account or top-up;
   7. acceptance, practical access and backup options;
   8. any conditions that could make it unsuitable for my trip.
   
   Separate confirmed facts, calculations and judgement. Show the calculation method for a representative purchase and cash withdrawal, but do not estimate missing figures. Give me a shortlist, the best fit for my stated needs, the main alternative, and the conditions that would change the recommendation. Finish with a checklist of current facts I must confirm on the provider's website before applying.

   Open it prefilled in ChatGPT or Claude, or copy it into Gemini, which takes no prefill link.