As of 13 August 2026, AI can compare UK savings account rates.

What to actually do

1. Hand it to a person

   The route this page recommends

   A person who owns the outcome does this end to end, worth it when the failure is dear.

2. Use a tool built for this

   Second choice

3. Do it yourself

   The distant third

   A chat interface, chat-fluent skill, and roughly 30 minutes until you can act on the result.

   How to actually do it

   1. Write down the amount you want to save, when you may need it, whether you need instant access, and whether you will accept a fixed term.
   2. Open the current product pages for the UK savings accounts you want to compare and copy their URLs, quoted rates and key conditions into a document or spreadsheet.
   3. Paste that material and your requirements into the prompt, keeping each bank's information together and labelling any source you could not confirm.
   4. Ask the chatbot to produce the comparison table and to flag missing, unclear or conditional information rather than estimate it.
   5. Open each bank's current product page from the table, compare the rate, bonus conditions, balance limits, withdrawal rules and eligibility, then remove or correct any row the source does not support.
   6. Use the checked table to shortlist accounts, and contact the bank or a regulated financial adviser if your circumstances make the choice serious or complex.

   Prompt

   Compare the UK savings accounts in the source material below as at 2026-08-13. Extract only information supported by the supplied sources and do not invent rates, dates, eligibility rules or account features. Make a table with provider, account name, rate type, AER or other quoted rate, whether the rate is variable or fixed, introductory or bonus period, minimum balance, maximum balance, access and withdrawal rules, notice or fixed-term restrictions, eligibility, fees, and the source link. Separate headline rates from rates that depend on a bonus or other condition. Flag any missing, unclear, conflicting or potentially outdated information instead of filling the gap. Calculate no projected interest unless I provide the deposit amount and ask for it. Do not recommend an account or give tax or regulated financial advice. After the table, list the exact points I must check on each bank's current product page before applying.
   
   My priorities and circumstances:
   - Amount to save: [amount]
   - When I may need the money: [date or access requirement]
   - Need instant access: [yes/no]
   - Will consider a fixed term: [yes/no]
   - Other requirements: [requirements]
   
   Sources:
   [paste current bank product pages, rate tables or a spreadsheet here]

   Open it prefilled in ChatGPT or Claude, or copy it into Gemini, which takes no prefill link.