As of 13 August 2026, AI can only partly complete your Universal Credit application.

What to actually do

1. Hand it to a person

   The route this page recommends

   A person who owns the outcome does this end to end, worth it when the failure is dear.

2. Use a tool built for this

   Second choice

3. Do it yourself

   The distant third

   A chat interface, chat-fluent skill, and roughly 30 minutes until you can act on the result.

   How to actually do it

   1. Open the Universal Credit information and application pages on GOV.UK, but do not paste your password, security answers, National Insurance number, bank details or full address into a chatbot.
   2. Gather the documents and current facts relevant to your household, housing, work, earnings, savings, children, caring responsibilities, health and other benefits.
   3. Paste only redacted, non-secret information into the prompt and replace each bracketed section with your circumstances; leave an item blank or marked unknown if you do not know it.
   4. Ask the chatbot for the four sections in the prompt, then copy its draft answers into a separate note rather than treating the chat as the official application.
   5. Compare every drafted fact with your documents and correct names, dates, amounts, addresses and changes of circumstance; delete any answer the chatbot inferred or invented.
   6. Check the unresolved questions against the current GOV.UK guidance and contact a welfare rights adviser or solicitor for a serious, disputed or complex case.
   7. Enter the checked information into the official GOV.UK application yourself, read each declaration, and submit it only when it accurately describes your circumstances.

   Prompt

   Help me prepare, but do not submit, a UK Universal Credit application. Use only the information I provide and do not invent, infer or estimate any fact. Do not ask me for passwords, security answers, National Insurance numbers, bank details or other information that should stay private.
   
   My circumstances are:
   - Application status: [new application or existing claim]
   - Where I live: [town or region, not full address]
   - Household and relationship circumstances: [details]
   - Housing and rent: [details]
   - Work, earnings and self-employment: [details]
   - Savings and other money: [details]
   - Children or caring responsibilities: [details]
   - Health, disability or ability to work: [details, only what I choose to share]
   - Other benefits or support: [details]
   - Important changes or urgent circumstances: [details]
   - Documents I have: [list]
   
   Create four sections:
   1. A question-by-question draft of the information I can enter, using [UNKNOWN] where I have not supplied an answer.
   2. A list of documents and exact facts I still need to gather.
   3. A list of answers that need checking against current GOV.UK guidance or a welfare rights adviser, without telling me that I qualify.
   4. A short checklist for entering the information into the official GOV.UK Universal Credit application.
   
   Keep my wording plain and factual. Separate facts I gave you from suggestions. Tell me whenever an answer could change depending on my circumstances. Do not decide whether I am entitled, calculate an award, or claim that the application is complete.

   Open it prefilled in ChatGPT or Claude, or copy it into Gemini, which takes no prefill link.