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YES

As of 13 August 2026, AI can draft a lodger agreement for your home.

This still needs a person who signs their name to it.

Can you do it?

5 minutesto a draft.

30 minutesto something you’d act on.

Cost, all in£0

Skill neededchat-fluent

Who has to check ityou

What the alternative costsThe supplied information gives no reliable pound price for a solicitor, so no cost comparison is stated.

If this goes wrong: you rely on the wrong legal classification or an unclear notice term and face a dispute when the lodger leaves or you ask them to leave.

What to actually do

  1. Hand it to a person

    The route this page recommends

    A person who owns the outcome does this end to end, worth it when the failure is dear.

  2. Use a tool built for this

    Second choice
  3. Do it yourself

    The distant third

    A chat interface, chat-fluent skill, and roughly 30 minutes until you can act on the result.

    How to actually do it

    1. Open the relevant GOV.UK guidance on renting out a room in your home and note which UK nation the property is in.
    2. Gather the names, property address, room description, shared facilities, start date, rent, payment date, bills, deposit, proposed notice terms and house rules.
    3. Paste the prompt and your facts into a chatbot, then ask it to list any missing facts before it drafts the agreement.
    4. Answer the missing-fact questions and request the agreement and its checking table in plain English.
    5. Compare the draft's classification, deposit wording, notice wording and responsibilities with the current GOV.UK guidance for your UK nation.
    6. Change or remove any term you have not agreed, then ask the chatbot to produce a clean version without adding new terms.
    7. For a disputed arrangement, unusual deposit or notice provision, or any uncertainty about whether the person is a lodger or tenant, send the facts and draft to a solicitor before signing.
    8. Both parties should read the final agreement, correct the names and terms, sign and keep a copy.

    Prompt

    Draft a plain-English lodger agreement for a home in England and Wales using only the facts I provide below. First identify whether the arrangement appears to be a lodger arrangement with a resident landlord, or whether the facts may instead point to a tenancy or another arrangement. Do not decide disputed legal questions with confidence and do not invent legal rules, dates or obligations. Flag any point that needs checking against current GOV.UK guidance or with a solicitor.
    
    Include sections for:
    - the people and property
    - the fact that the landlord lives in the property, if that is confirmed
    - the room and shared areas
    - rent, payment date and included bills
    - any deposit and how it will be handled
    - the start date and whether the arrangement is fixed-term or rolling
    - notice and ending the arrangement
    - access to the room and repairs
    - cleaning, guests, smoking, pets, noise and other house rules
    - safety, keys and shared facilities
    - signatures and dates
    
    After the draft, provide a table with three columns: agreed fact, missing decision, and legal or practical point to check. Keep the agreement neutral and do not add terms that I have not approved. State clearly that this is not professional advice.
    
    Facts and preferences:
    - Location in the UK: [England, Wales, Scotland or Northern Ireland]
    - Is the landlord living in the property: [yes or no]
    - Landlord name: [name]
    - Lodger name: [name]
    - Property address: [address]
    - Room and shared areas: [details]
    - Start date: [date]
    - Fixed-term or rolling arrangement: [details]
    - Rent and payment date: [details]
    - Bills included: [details]
    - Deposit: [details]
    - Notice preference: [details]
    - House rules: [details]
    - Access, keys and repairs arrangements: [details]
    - Any other agreed terms: [details]

    Open it prefilled in ChatGPT or Claude, or copy it into Gemini, which takes no prefill link.

What it gets wrong

  • AI cannot reliably determine the legal classification where the living arrangements are unusual or the landlord does not genuinely live at the property.
  • AI cannot know whether a proposed notice, deposit or access term will work in your particular dispute.
  • AI cannot check the property's actual condition, household relationships or practical ability to follow the house rules.
  • AI does not carry the legal consequences of an inaccurate agreement, and its draft is not a solicitor's advice.

Even on a YES, the friction has a name: legal accountability, judgement under ambiguity and stakes of error.

How we scored this

Five axes, each scored nought to two by hand: ten means AI carries the task cleanly, and the thresholds that turn a total into YES, PARTLY or NO are published in the methodology. Each axis name links to its definition.

AxisScore (0–2)
Output2
Inputs2
Verification1
Liability1
Effort delta2
Total8 / 10

FAQ

Can ChatGPT write a lodger agreement?
Yes, it can produce a useful first draft from your facts. Check that you are actually dealing with a lodger arrangement, compare the terms with current GOV.UK guidance, and ask a solicitor about an unusual or disputed case.
Do I need a solicitor for a lodger agreement?
Not every straightforward arrangement needs one. This is not professional advice, and a solicitor should check the agreement if the legal classification, notice terms, deposit or living arrangements are unclear.
Is a lodger agreement the same as a tenancy agreement?
No. The distinction depends on the actual living arrangement, including whether you live in the property and how the room and shared areas are used. Do not rely on the document's title alone if the facts are uncertain.
What should I include in a lodger agreement?
Include the room and shared areas, rent, bills, deposit, start and end arrangements, notice, access, repairs, keys and house rules. The agreement should reflect what you have actually agreed and should flag terms that need legal checking.

Nearby answers

Assessed by gpt-5.6-luna (gpt-5.6-luna) on 2026-08-13, second-checked by an independent model. Wrong somewhere? Email [email protected] and it gets re-checked.

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