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NO

As of 13 August 2026, AI cannot file your micro-entity accounts.

This still needs a person who signs their name to it.

Can you do it?

15 minutesto a draft.

n/ait cannot be self-verified.

Cost, all in£0

Skill neededchat-fluent

Who has to check ita professional

What the alternative costsThe supplied tool data gives no price for an accountant or filing service, so no comparison is made.

If this goes wrong, incorrect or late accounts can create Companies House problems while the directors remain responsible for putting them right.

What to actually do

  1. Hand it to a person

    The route this page recommends

    Someone with a licence or accountable authority has to sign this before it counts.

  2. Use a tool built for this

    Second choice

  3. Do it yourself

    The distant third

    A chat interface gets you a draft, but you cannot verify it yourself. That is the catch.

    How to actually do it

    1. Open the company’s Companies House record and GOV.UK guidance on filing annual accounts, then save the current requirements that apply to your company.
    2. Gather the accounting records for the full accounting period, including the trial balance, bank statements, sales, purchases, payroll, assets, liabilities, loans, dividends, stock and corporation tax information.
    3. Paste the company details and available records into the prompt, removing passwords, bank login details and unnecessary personal data.
    4. Ask the chatbot to produce the accounts checklist, a draft structure of the figures and a list of missing or inconsistent information without making accounting decisions.
    5. Compare every company detail, accounting-period figure and balance in the chatbot’s output against your bookkeeping records and the Companies House record.
    6. Send the records and the checked draft to a UK accountant and ask them to confirm the accounting treatment, eligibility and filing readiness.
    7. File through the approved Companies House route only after the accountant or another suitably qualified person has checked the accounts, then keep the submitted copy and evidence supporting the figures.

    Prompt

    I run a UK private limited company that may qualify as a micro-entity. Help me prepare for filing its annual accounts, but do not claim that you can file them or confirm that they are compliant. Use only the information I provide and invent nothing. First list the company details, accounting records and supporting documents I need to gather. Then organise the figures into a clear draft accounts checklist and identify missing, inconsistent or ambiguous information. Explain which points must be checked against current GOV.UK and Companies House guidance. Do not decide accounting treatments, exemptions or eligibility for me, and do not give legal or accounting advice. Do not produce a final submission-ready set of accounts. State clearly which parts need checking by a UK accountant before filing. Company information: [company name and number, registered office, accounting period, director details, confirmation of micro-entity eligibility if known]. Records available: [trial balance, bank records, sales, purchases, payroll, assets, liabilities, loans, dividends, stock and tax information].

    Open it prefilled in ChatGPT or Claude, or copy it into Gemini, which takes no prefill link.

What it gets wrong

  • AI cannot determine reliably whether your company qualifies for the micro-entity regime from incomplete or unusual records.
  • AI cannot take responsibility for accounting treatments involving items such as directors’ loans, dividends, assets, stock or deferred tax.
  • AI cannot verify that the figures agree with your books, bank records and underlying evidence without you or an accountant doing that work.
  • AI cannot transfer the directors’ legal responsibility for accurate and timely accounts to the tool.
  • AI cannot guarantee that its filing instructions reflect the current Companies House process or your company’s exact filing obligations.

What makes this a NO: legal accountability, verification cost and stakes of error.

How we scored this

Five axes, each scored nought to two by hand: ten means AI carries the task cleanly, and the thresholds that turn a total into YES, PARTLY or NO are published in the methodology. Each axis name links to its definition.

AxisScore (0–2)
Output1
Inputs1
Verification0
Liability0
Effort delta1
Total3 / 10

The methodology and its thresholds are published in full.

FAQ

Can ChatGPT file my micro-entity accounts?
No. A chatbot can organise your records and explain the filing process, but it does not take responsibility for submitting compliant accounts. The directors remain responsible for the figures, eligibility and filing.
Can AI prepare micro-entity accounts for Companies House?
It can help assemble a checklist and arrange figures from records you provide, but that is not the same as preparing verified accounts. A UK accountant should check the accounting treatment and filing readiness before submission.
Do I need an accountant to file micro-entity accounts?
A company may be able to file its own accounts, but the directors still need to understand and stand behind what is submitted. If the records or accounting treatment are not straightforward, use a UK accountant to check them.
Is it safe to use AI for company accounts?
Use it for document organisation, questions and a draft checklist, not as the final authority for the accounts. This is not professional advice, and a serious or uncertain case needs a UK accountant.

Nearby answers

All Regulatory filings rulings

Assessed by gpt-5.6-luna (gpt-5.6-luna) on 2026-08-13, second-checked by an independent model. Wrong somewhere? Email [email protected] and it gets re-checked.

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