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As of 13 August 2026, AI can only partly find out who inherits under the UK intestacy rules.
This still needs a person who signs their name to it.
Can you do it?
5 minutesto a draft.
30 minutesto something you’d act on.
Cost, all in£0
Skill neededchat-fluent
Who has to check ita professional
What the alternative costsThe available tool data gives no price for a solicitor or intestacy service.
If this goes wrong: the wrong person is treated as an heir or an entitlement is missed, causing delay, disputes or an incorrect estate distribution.
What to actually do
Hand it to a person
The route this page recommends
Someone with a licence or accountable authority has to sign this before it counts.
Use a tool built for this
Second choiceDo it yourself
The distant thirdA chat interface, chat-fluent skill, and roughly 30 minutes until you can act on the result.
How to actually do it
- Open the relevant GOV.UK guidance on what happens when someone dies without a will, and note whether the estate is in England and Wales, Scotland or Northern Ireland.
- Gather the death certificate details, information about any spouse or civil partner, the full list of children and descendants, and the known status of parents and siblings.
- List the estate assets separately from jointly owned property, nominated pensions or insurance, debts, trusts and any property outside the UK.
- Paste those facts into the prompt, replacing each bracketed section and removing names, addresses and other unnecessary identifying information.
- Ask the chatbot to produce the likely inheritance order, its assumptions, its unanswered questions and the official guidance it used.
- Compare each rule and assumption in the response with the relevant GOV.UK guidance, then mark every point that depends on a fact you have not proved.
- Send the facts, the response and your marked questions to a solicitor before distributing assets if there is a dispute, uncertainty about the family, a complex estate or any significant property.
Prompt
I need an initial, non-definitive explanation of who may inherit under the intestacy rules. This is not professional advice. Jurisdiction: [England and Wales, Scotland, or Northern Ireland] Person who died: [marital or civil partnership status, and whether they had children] Family structure: [list spouse or civil partner, children, adopted children, descendants of any child who died earlier, parents, siblings, half-siblings and other close relatives, stating who is alive] Survivorship facts: [whether any relevant person died around the same time, and what is known about the order of deaths] Estate information: [rough description of assets, jointly owned assets, property ownership, debts, and whether there may be a trust or overseas property] Known documents or complications: [any will, previous marriage or civil partnership, separation, estrangement, disputed parentage, missing relatives or other relevant facts] Using only the facts supplied, do the following: 1. State which UK jurisdiction's rules you are applying and list every assumption. 2. Explain the likely order of inheritance in plain English, separating spouse or civil partner, children and more remote relatives. 3. Distinguish assets that may pass outside the estate, such as jointly owned assets, from assets subject to intestacy. 4. Identify the missing facts that could change the result and ask focused questions about them. 5. Point me to the relevant current GOV.UK or other official guidance to check, without inventing links or quoting uncertain thresholds or figures. 6. Do not say that anyone definitely inherits, do not calculate shares unless the facts support it, and clearly state when a solicitor should be consulted, especially for a disputed, complex or high-value estate.
Open it prefilled in ChatGPT or Claude, or copy it into Gemini, which takes no prefill link.
What it gets wrong
- AI cannot establish the complete family tree, the legal status of a relationship or the order in which people died.
- AI cannot reliably decide whether jointly owned assets, pensions, insurance, trusts or overseas property fall into the estate.
- AI cannot resolve conflicting evidence about parentage, adoption, domicile, separation or survivorship.
- AI cannot take responsibility for distributing the estate or protect you from a beneficiary dispute.
- AI cannot replace a solicitor's interpretation where the facts are incomplete, unusual or contested.
What caps this at PARTLY: legal accountability, judgement under ambiguity and stakes of error.
How we scored this
Five axes, each scored nought to two by hand: ten means AI carries the task cleanly, and the thresholds that turn a total into YES, PARTLY or NO are published in the methodology. Each axis name links to its definition.
| Axis | Score (0–2) |
|---|---|
| Output | 2 |
| Inputs | 1 |
| Verification | 1 |
| Liability | 1 |
| Effort delta | 2 |
| Total | 7 / 10 |
The methodology and its thresholds are published in full.
FAQ
- Can AI tell me who inherits if there is no will?
- Partly. AI can apply the broad intestacy order to the family and estate facts you provide, but it can miss assets that pass outside the estate or facts that change the result. This is not professional advice, and a solicitor should handle a serious or disputed estate.
- What information does AI need to work out who inherits?
- Give it the UK jurisdiction, the deceased person's spouse or civil partner status, children and wider family, survivorship facts, and a description of the assets and debts. Include jointly owned property, trusts, pensions, overseas property and any disagreement about the family or relationship history.
- Can ChatGPT calculate intestacy shares in the UK?
- It can explain a possible calculation when the jurisdiction and facts are complete, but the result is not reliable enough to use as the basis for distributing an estate. Check the relevant GOV.UK rules and ask a solicitor to confirm any disputed or complex calculation.
- Do I need a solicitor if someone dies without a will?
- Not every straightforward estate needs one, but you should get a solicitor's advice if the estate is complex, disputed or includes unusual assets, overseas property or uncertainty about relatives. A chatbot can prepare questions and organise information, but it does not carry legal responsibility for the distribution.
Nearby answers
Assessed by gpt-5.6-luna (gpt-5.6-luna) on 2026-08-13, second-checked by an independent model. Wrong somewhere? Email [email protected] and it gets re-checked.
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