As of 13 August 2026, AI can only partly make a small claim online.

What to actually do

1. Hand it to a person

   The route this page recommends

   A person who owns the outcome does this end to end, worth it when the failure is dear.

2. Use a tool built for this

   Second choice

3. Do it yourself

   The distant third

   A chat interface, chat-fluent skill, and roughly 1 hour until you can act on the result.

   How to actually do it

   1. Open GOV.UK guidance for making a court claim for money and confirm which UK jurisdiction and online service apply to your dispute.
   2. Gather the agreement, invoices, receipts, messages, photographs, proof of payment, attempts to resolve the dispute and the defendant's correct details.
   3. Write a factual chronology with the amount claimed and paste it, together with an evidence list, into the prompt.
   4. Ask the chatbot to produce the chronology, draft claim summary, evidence mapping and missing-information checklist requested in the prompt.
   5. Compare every proposed fact, amount, date, address, deadline and fee with your documents and the current GOV.UK guidance, removing anything the chatbot cannot support.
   6. Use the official online court service to enter the checked information yourself, and ask a solicitor for advice before filing if the facts, legal basis, evidence or amount are disputed or unclear.

   Prompt

   I want help preparing a possible UK small money claim, not legal advice and not a decision about whether I will win.
   
   Jurisdiction: [England and Wales, Scotland or Northern Ireland]
   Claimant: [person or organisation bringing the claim]
   Defendant: [person or organisation being claimed against]
   Amount claimed: [amount and currency]
   What was agreed or owed: [contract, purchase, loan, service or other basis]
   What happened, in date order: [plain factual account]
   What I have already done to resolve it: [complaints, requests for payment or other contact]
   Evidence available: [contracts, invoices, messages, photographs, receipts and other documents]
   What outcome I want: [amount, refund, repair cost or other remedy]
   
   First, list the missing facts and documents that could affect the claim. Then produce:
   1. A neutral chronology of the facts, using only information I supplied.
   2. A concise draft summary of the claim, separating facts from assumptions and marking anything uncertain.
   3. A list of the evidence supporting each important statement.
   4. A list of questions I should answer before using an official court service.
   5. A checklist of the relevant GOV.UK guidance and official filing information I must check myself, including jurisdiction, eligibility, fees, service, response deadlines and enforcement.
   
   Do not invent facts, dates, legal authorities, deadlines, fees or the defendant's address. Do not say that I will win, do not hide weaknesses, and do not tell me to file until the missing information is identified. Flag anything that needs a solicitor's advice. Do not include private information that is not needed for the draft.

   Open it prefilled in ChatGPT or Claude, or copy it into Gemini, which takes no prefill link.