As of 13 August 2026, AI can only partly claim pension contributions on your tax return.

What to actually do

1. Hand it to a person

   The route this page recommends

   A person who owns the outcome does this end to end, worth it when the failure is dear.

2. Use a tool built for this

   Second choice

3. Do it yourself

   The distant third

   A chat interface, chat-fluent skill, and roughly 30 minutes until you can act on the result.

   How to actually do it

   1. Open your pension provider statements, payslips, P60 and any Self Assessment records for the relevant UK tax year.
   2. Copy the contribution totals, dates, scheme type and payment method into the prompt, keeping personal and employer contributions separate.
   3. Paste the completed prompt into a chatbot and ask it to identify missing evidence, duplicate figures and unresolved scheme details.
   4. Compare every amount in the chatbot's reconciliation table with the original pension statement and payroll documents.
   5. Open the relevant GOV.UK pension tax relief and Self Assessment guidance, then check each proposed treatment against the current wording and your tax year.
   6. Ask your pension provider to confirm how the contributions were treated for tax if the statement or payment method is unclear.
   7. Enter only figures and sections you have confirmed in HMRC's Self Assessment service, and ask a tax adviser or accountant to check a serious or disputed case before submission.

   Prompt

   Help me prepare, but not submit, the pension contribution section of my UK Self Assessment tax return.
   
   Tax year: [tax year]
   Pension provider and scheme type: [details]
   How the contributions were made: [relief at source, workplace payroll, salary sacrifice, net pay arrangement, or unknown]
   Total contributions shown on provider statements: [amount and currency]
   Contributions shown on payslips or P60: [amount and currency]
   Employer contributions, if shown: [amount and currency]
   Any contributions paid after the tax year ended but intended for an earlier tax year: [details]
   Relevant income details: [brief details]
   
   Use only the information I provide and current GOV.UK guidance that you can identify clearly. Do not invent figures, assume the scheme type, or decide that I am entitled to a relief without explaining what evidence supports it. Separate personal contributions from employer contributions and flag any figures that may be duplicated between my pension statement and payroll records. Produce:
   1. a list of missing documents or facts;
   2. a reconciliation table showing each figure, its source and whether it should be included or excluded from the Self Assessment calculation;
   3. the relevant tax-return box or section only if you can identify it confidently;
   4. a plain explanation of the uncertainty and the exact point I must confirm with HMRC, my pension provider or a tax adviser;
   5. a final checklist for me to complete before I enter anything in HMRC's service.
   Do not submit the return, do not estimate tax, and do not present uncertain treatment as a confirmed answer. This is not professional advice.

   Open it prefilled in ChatGPT or Claude, or copy it into Gemini, which takes no prefill link.