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As of 13 August 2026, AI can only partly draft client terms and conditions.
This still needs a person who signs their name to it.
Can you do it?
5 minutesto a draft.
1 hourto something you’d act on.
Cost, all in£0
Skill neededpower-user
Who has to check ita professional
What the alternative costsA solicitor is the alternative for checking legal effect and accepting responsibility; no price is stated here.
If this goes wrong, a client dispute can expose your business to an unpaid invoice, an unenforceable clause or a liability you meant to exclude.
What to actually do
Hand it to a person
The route this page recommends
Someone with a licence or accountable authority has to sign this before it counts.
Use a tool built for this
Second choiceDo it yourself
The distant thirdA chat interface, power-user skill, and roughly 1 hour until you can act on the result.
How to actually do it
- Open your current price list, proposal, invoice terms, privacy notice and client onboarding documents, then collect the facts requested in the prompt.
- Confirm whether you sell to consumers, businesses or both, and identify whether your business operates under England and Wales, Scottish or Northern Irish law.
- Paste the completed prompt and source information into a chatbot, then ask it to produce the draft, missing-input list, solicitor-review list and plain-English summary in that order.
- Copy the draft into your normal document template and compare every price, service description, payment term, cancellation rule and contact detail against your current business documents.
- Remove or correct every [NEEDS INPUT] marker by making the underlying business decision, rather than asking the model to guess.
- Send the draft, the source documents and the model's solicitor-review list to a UK solicitor, asking them to check consumer law, enforceability, liability, refunds, intellectual property, data protection and the correct governing law.
- Apply the solicitor's changes, obtain internal approval, then publish the final version with a clear method for clients to accept it before work starts.
Prompt
Act as a drafting assistant, not a solicitor. Draft client terms and conditions for a UK business using only the information I provide, and mark every missing fact as [NEEDS INPUT] rather than guessing. Business name: [BUSINESS NAME] Business structure: [SOLE TRADER, LIMITED COMPANY OR OTHER] Jurisdiction and governing law: [ENGLAND AND WALES, SCOTLAND OR NORTHERN IRELAND] Business address and contact details: [DETAILS] What we sell or provide: [SERVICES OR PRODUCTS] Who our clients are: [CONSUMERS, BUSINESSES OR BOTH] How clients place orders or accept work: [PROCESS] Prices, estimates, deposits and payment deadlines: [DETAILS] Cancellation, rescheduling and refund policy: [DETAILS] Delivery, timescales and client responsibilities: [DETAILS] Changes, suspension and termination: [DETAILS] Warranties, remedies and complaints process: [DETAILS] Insurance or liability limits already approved by the business: [DETAILS] Intellectual property ownership and permitted use: [DETAILS] Confidentiality requirements: [DETAILS] Personal data handling and privacy notice link: [DETAILS] Any industry rules, licences or regulatory requirements: [DETAILS] Produce: 1. A clear draft headed Client Terms and Conditions, with numbered clauses and defined terms used consistently. 2. A short list of decisions and facts still needed before publication. 3. A risk list identifying clauses that need review by a UK solicitor, especially consumer rights, unfair terms, liability exclusions, cancellation and refunds, intellectual property, data protection, governing law and any regulated activity. 4. A plain-English summary of what the client is agreeing to. Do not claim that the terms are legally compliant, enforceable or suitable for every client. Do not invent statutory rights, deadlines, prices, legal citations or regulatory requirements. Separate business choices from legal points. Keep the wording proportionate to the information supplied.
Open it prefilled in ChatGPT or Claude, or copy it into Gemini, which takes no prefill link.
What it gets wrong
- AI cannot decide which commercial risks your business should accept or which protections are worth negotiating with clients.
- AI cannot reliably identify every consumer-law, sector-specific or jurisdictional issue from a short description of your business.
- AI cannot confirm that a liability exclusion, cancellation term or refund clause will be enforceable in your circumstances.
- AI does not carry responsibility for the terms you publish, sign or rely on.
- A polished draft can conceal missing facts and legally important assumptions, so presentation quality is not legal validation.
What caps this at PARTLY: legal accountability, verification cost and judgement under ambiguity.
How we scored this
Five axes, each scored nought to two by hand: ten means AI carries the task cleanly, and the thresholds that turn a total into YES, PARTLY or NO are published in the methodology. Each axis name links to its definition.
| Axis | Score (0–2) |
|---|---|
| Output | 2 |
| Inputs | 1 |
| Verification | 1 |
| Liability | 0 |
| Effort delta | 2 |
| Total | 6 / 10 |
The methodology and its thresholds are published in full.
FAQ
- Can ChatGPT write terms and conditions for my business?
- Yes, it can produce a useful first draft from your services, prices, payment process and client type. It cannot confirm that the draft is fair, enforceable or compliant with UK law, so a solicitor should check it before publication.
- Are AI-generated terms and conditions legally binding in the UK?
- AI-generated wording is not automatically legally binding, and enforceability depends on how the terms are written, presented, accepted and applied. Consumer rights, unfair terms and the facts of the transaction can affect the result.
- Do I need a solicitor to check my business terms and conditions?
- For terms that affect meaningful revenue, liability, consumer rights or regulated work, a UK solicitor should check the draft. This is not professional advice, and your business keeps the consequences if the wording is defective.
- Can AI make terms and conditions specific to my business?
- It can tailor the structure and wording if you provide accurate information about your services, clients, payment rules, cancellations and risks. It cannot supply missing commercial decisions or reliably spot every legal issue that a solicitor would review.
Nearby answers
- Can AI negotiate a business contract for my UK company?NO
- Can AI summarise my commercial contract?YES
- Can AI check an auto-renewal clause in my contract?YES
- Can AI draft a construction contract for my UK business?NO
- Can AI draft a subcontractor agreement in the UK?PARTLY
- Can AI draft a UK zero-hours contract?PARTLY
Assessed by gpt-5.6-luna (gpt-5.6-luna) on 2026-08-13, second-checked by an independent model. Wrong somewhere? Email [email protected] and it gets re-checked.
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