As of 13 August 2026, AI cannot draft terms and conditions for your UK business.
This still needs a person who signs their name to it.
Can you do it?
15 minutesto a draft.
n/ait cannot be self-verified.
Cost, all in£0
Skill neededchat-fluent
Who has to check ita professional
What the alternative costsThe alternative is review by a UK solicitor; no price is supplied here.
If this goes wrong, an omitted or unenforceable term can leave your business exposed during a customer dispute.
What to actually do
Hand it to a person
The route this page recommends
Someone with a licence or accountable authority has to sign this before it counts.
Use a tool built for this
Second choiceDo it yourself
The distant thirdA chat interface gets you a draft, but you cannot verify it yourself. That is the catch.
How to actually do it
- Open a document and gather your legal business name, structure, address, customer type, products or services, sales channels and the countries in which you operate.
- Collect your current price list, payment terms, delivery or service information, refund and cancellation policy, complaints process, warranties, privacy notice and any existing customer-facing wording.
- Paste the collected information into the prompt, leaving unknown fields marked as [UNKNOWN] rather than asking the model to fill them in.
- Paste the draft into a separate document and compare every commercial statement against your current price list, website, delivery process, refund policy and privacy notice.
- Mark every solicitor-review flag in the draft, then send the draft, your source documents and the model's missing-facts list to a UK solicitor who handles commercial contracts.
- Apply the solicitor's amendments, then publish the approved version only where customers can see it before they buy or agree to your service.
Prompt
Draft terms and conditions for my UK business using the information below. This is a drafting exercise, not professional advice. Business name: [BUSINESS NAME] Business type and legal structure: [SOLE TRADER, LIMITED COMPANY OR OTHER] Registered office or business address: [ADDRESS] What I sell or provide: [PRODUCTS OR SERVICES] Who I sell to: [CONSUMERS, BUSINESSES OR BOTH] Where I sell: [UK COUNTRIES OR OTHER TERRITORIES] How customers place orders: [WEBSITE, EMAIL, PHONE, IN PERSON OR OTHER] Prices and VAT treatment: [DETAILS] Payment terms: [DETAILS] Delivery or service times: [DETAILS] Cancellations, refunds and complaints process: [DETAILS] Warranties, guarantees or service levels: [DETAILS] Acceptable use or customer responsibilities: [DETAILS] Intellectual property position: [DETAILS] Confidentiality requirements: [DETAILS] Data protection and privacy arrangements: [DETAILS] Subcontractors or third-party suppliers: [DETAILS] Limits of liability I am considering: [DETAILS] Governing law and courts: [DETAILS] First, list the facts that are missing and explain why each matters. Do not invent any business policy, legal status, price, deadline or protection. Then draft a clear set of terms and conditions suitable for the stated customer type and sales process. Separate consumer and business provisions where the law or wording may differ. Do not remove statutory consumer rights, imply that unlawful exclusions are valid, or claim that a clause is enforceable without qualification. Flag every clause that needs a UK solicitor to check, especially cancellation rights, liability limits, intellectual property, data protection, unfair terms, sector-specific rules and governing law. Add notes showing which of my supplied facts support each important clause. End with a plain checklist of documents, policies and facts a solicitor should review before publication.
Open it prefilled in ChatGPT or Claude, or copy it into Gemini, which takes no prefill link.
What it gets wrong
- AI cannot decide which terms your particular business needs when your business model or risks are not fully described.
- AI cannot confirm that a liability exclusion, cancellation term or other clause is enforceable in your circumstances.
- AI cannot replace a solicitor's assessment of consumer protection, unfair terms, data protection or sector-specific requirements.
- AI cannot make your website, sales process and actual business practices match the written terms.
- The business remains accountable if customers rely on inaccurate or unlawful terms.
What makes this a NO: legal accountability, verification cost and stakes of error.
How we scored this
Five axes, each scored nought to two by hand: ten means AI carries the task cleanly, and the thresholds that turn a total into YES, PARTLY or NO are published in the methodology. Each axis name links to its definition.
| Axis | Score (0–2) |
|---|---|
| Output | 2 |
| Inputs | 1 |
| Verification | 0 |
| Liability | 0 |
| Effort delta | 2 |
| Total | 5 / 10 |
The methodology and its thresholds are published in full.
FAQ
- Can ChatGPT write terms and conditions for my business?
- Yes, it can produce a useful first draft from your business information. It cannot confirm that the wording is complete or enforceable, so a UK solicitor should check serious or customer-facing terms before publication.
- Are AI-generated terms and conditions legally binding in the UK?
- AI-generated wording is not automatically legally binding. Whether terms form part of a valid agreement and whether particular clauses can be enforced depends on how they were presented, the parties involved and the wording itself.
- Can I use AI-generated terms and conditions without a solicitor?
- You can use AI to organise information and prepare a draft, but you cannot reliably verify its legal effect without legal expertise. This is not professional advice, and a serious case needs a UK solicitor to check the terms.
- What should I include in my business terms and conditions?
- The relevant subjects usually include what you sell, prices, payment, delivery or performance, cancellations, refunds, complaints, intellectual property, liability, privacy and governing law. The correct content depends on whether you sell to consumers or businesses and on your sector, so do not copy a generic list without checking it.
Nearby answers
- Can AI check my UK commercial lease?NO
- Can AI check my UK business contract for unfair terms?NO
- Can AI check whether a UK business contract is legally binding?NO
- Can AI check my UK employment contract?PARTLY
- Can AI compare two versions of a contract?YES
- Can AI create a termination clause for a UK business agreement?NO
Assessed by gpt-5.6-luna (gpt-5.6-luna) on 2026-08-13, second-checked by an independent model. Wrong somewhere? Email [email protected] and it gets re-checked.
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